Mortgage Broker Serving Framingham, Marlborough and Hudson, MA

MetroWest, especially Framingham, Marlborough and Hudson, has a large and growing Brazilian community. Beyond Financing, Inc. helps families across MetroWest buy and refinance homes, with service in Portuguese, Spanish and English. We work by phone, video and e-signature, so you get the same service wherever you are in Massachusetts.

How we help MetroWest buyers

• Pre-approvals that help your offer stand out with sellers and agents
• Options for self-employed borrowers, including bank statement loans
• ITIN mortgage programs for borrowers without a Social Security number
• Refinance and cash-out options for homeowners who have built equity
• Guidance on septic (Title V) inspections, common in some MetroWest neighborhoods

Loan options we help with

• Home purchase loans – conventional, FHA, VA and jumbo
• Refinancing – rate-and-term and cash-out
• ITIN mortgage loans for borrowers without a Social Security number
• Bank statement loans for self-employed borrowers
• DSCR loans for investment properties
• Foreign national loans for buyers living abroad

Buying in Massachusetts: what to expect

• Attorney closings. Massachusetts closings are handled by attorneys. We coordinate with the closing attorney, your real estate agent and the lender from contract to keys.
• Condos. Lenders review the condo association, and a 6(d) certificate showing the unit's common charges are paid is needed at closing.
• Older homes. Many homes in the area were built before 1978, so ask your agent about Massachusetts lead paint rules, especially if young children will live in the home.
• Septic systems. Homes that are not on town sewer generally need a Title V septic inspection when sold.

Frequently asked questions

Is there a Brazilian mortgage broker serving Framingham, MA?

Yes. Beyond Financing, Inc. (NMLS #2394496) serves Framingham, Marlborough and Hudson in Portuguese, Spanish and English. Founder Sandro Pansini Souza (NMLS #1625542) can be reached at (857) 410-1391.

Do I have to visit your Saugus office?

No. Most of the process can be completed by phone, video and electronic signature. Closings in Massachusetts take place with a closing attorney.

Can I buy a house in Marlborough with an ITIN?

Some lenders offer ITIN mortgage programs. Approval depends on income, credit history, down payment and the property.

Talk to a Beyond Financing loan officer: (857) 410-1391 · Apply now · Send us a message · Atendimento em português

Beyond Financing, Inc. | NMLS #2394496 | 999 Broadway, Suite 500-N, Saugus, MA 01906 | (857) 410-1391. Mortgage Broker only in CA, CT and MA; Mortgage Broker and Correspondent Lender in FL, NH, NC, RI, SC and TX. See our Licensing page and NMLS Consumer Access. Equal Housing Opportunity. This is not a commitment to lend. All loans are subject to credit approval, property approval, underwriting guidelines and program availability, and terms may change without notice. Not all applicants will qualify. Program availability varies by state.