Beyond Financing, Inc.
(857) 410-1391

Mortgage Broker Serving Everett, Malden and Somerville, MA

Everett, Malden and Somerville are home to some of the largest Brazilian and Portuguese-speaking communities in Massachusetts. Beyond Financing, Inc., based nearby in Saugus, helps families in these cities buy and refinance homes, with service in Portuguese, Spanish and English. As a broker, we compare programs from multiple wholesale lenders to find one that fits your situation.

Who we help in Everett, Malden and Somerville

  • Self-employed workers and business owners in construction, cleaning, landscaping, transportation and other trades, who may qualify with bank statements instead of tax returns
  • ITIN borrowers who file taxes without a Social Security number
  • Multi-family buyers purchasing a two- or three-family home to live in one unit and rent the others
  • First-time buyers who have been renting and want to understand what they can afford

Loan options we help with

Buying in Massachusetts: what to expect

  • Attorney closings. Massachusetts closings are handled by attorneys. We coordinate with the closing attorney, your real estate agent and the lender from contract to keys.
  • Condos. Lenders review the condo association, and a 6(d) certificate showing the unit's common charges are paid is needed at closing.
  • Older homes. Many homes in the area were built before 1978, so ask your agent about Massachusetts lead paint rules, especially if young children will live in the home.
  • Septic systems. Homes that are not on town sewer generally need a Title V septic inspection when sold.

Frequently asked questions

Is there a Portuguese-speaking mortgage broker near Everett, MA?

Yes. Beyond Financing, Inc. (NMLS #2394496), based in Saugus, MA, serves Everett, Malden and Somerville in Portuguese, Spanish and English. Contact Sandro Pansini Souza (NMLS #1625542) at (857) 410-1391.

Can self-employed Brazilian workers in Everett get a mortgage?

Many can. Self-employed borrowers may qualify with traditional tax returns or with bank statement loan programs, depending on how their income is documented.

Can I get a mortgage in Somerville or Malden with an ITIN?

Some lenders offer ITIN mortgage programs. Beyond Financing helps ITIN borrowers compare these options; approval depends on income, credit, down payment and the property.

Talk to a Beyond Financing loan officer: (857) 410-1391 · Apply now · Send us a message · Atendimento em português

Beyond Financing, Inc. | NMLS #2394496 | 999 Broadway, Suite 500-N, Saugus, MA 01906 | (857) 410-1391. Mortgage Broker only in CA, CT and MA; Mortgage Broker and Correspondent Lender in FL, NH, NC, RI, SC and TX. See our Licensing page and NMLS Consumer Access. Equal Housing Opportunity. This is not a commitment to lend. All loans are subject to credit approval, property approval, underwriting guidelines and program availability, and terms may change without notice. Not all applicants will qualify. Program availability varies by state.