TERMS & CONDITIONS

Beyond Financing, Inc.
Effective Date: 01/01/2026


1. Acceptance of Terms

By accessing or using the services of Beyond Financing, Inc. (“Company,” “we,” “our,” or “us”), including our website and communication services, you agree to be bound by these Terms & Conditions.

If you do not agree with these terms, please do not use our services.


2. Description of Services

Beyond Financing, Inc. provides residential and commercial mortgage financing services, including but not limited to:

  • Loan origination and brokerage services
  • Mortgage consultation and pre-qualification
  • Loan processing and coordination with lenders and third parties
  • Client communication and support throughout the financing process

All services are subject to applicable federal and state laws and regulations.


3. SMS Terms of Service

By providing your phone number and opting in through our website, loan application process, or other communication channels, you consent to receive SMS (text) messages from Beyond Financing, Inc.

Types of Messages You May Receive:

  • Customer care communications
  • Loan application updates and status notifications
  • Appraisal and underwriting updates
  • Document requests
  • Appointment reminders
  • Account-related notifications

Message Frequency:

Message frequency may vary depending on your interaction with our services.

Message & Data Rates:

Message and data rates may apply depending on your mobile carrier plan.


4. Opt-In and Opt-Out

You may opt out of SMS communications at any time by replying:

👉 STOP – to unsubscribe
👉 HELP – for assistance

You may also contact us directly to be removed from messaging.


5. Customer Support

If you need assistance, you may contact us:

📞 857-410-1391
📧 pansini@beyondfinancing.com
🌐 https://www.beyondfinancing.com/


6. Privacy Policy

Your use of our services is also governed by our Privacy Policy:

👉 https://www.beyondfinancing.com/privacy-policy


7. Consent to Communications

By submitting your information through our website, forms, or communication channels, you consent to receive communications from Beyond Financing, Inc., including SMS, phone calls, and emails, as applicable to your transaction or inquiry.

Consent to receive SMS messages is not a condition of purchase or loan approval.


8. No Guarantee of Loan Approval

Submission of an application or engagement with our services does not guarantee loan approval. All loan approvals are subject to underwriting guidelines, credit review, property evaluation, and applicable regulatory requirements.


9. Third-Party Services

We may work with third-party lenders, service providers, and vendors as part of the mortgage process. We are not responsible for the actions, policies, or decisions of third parties.


10. Limitation of Liability

Beyond Financing, Inc. shall not be liable for any indirect, incidental, or consequential damages arising from the use of our services, including delays caused by third parties, regulatory requirements, or system interruptions.


11. Compliance with Laws

We operate in accordance with applicable federal and state laws, including but not limited to:

  • Gramm-Leach-Bliley Act (GLBA)
  • Truth in Lending Act (TILA)
  • Real Estate Settlement Procedures Act (RESPA)
  • Fair Credit Reporting Act (FCRA)

Users agree to use our services in compliance with all applicable laws and regulations.


12. Changes to Terms

We reserve the right to update or modify these Terms & Conditions at any time. Updates will be posted on this page with a revised effective date.


13. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, without regard to conflict of law principles.


14. Contact Information

Beyond Financing, Inc.
📍 999 Broadway, Suite 500-N, Saugus, MA 01906
📞 857-410-1391
📧 pansini@beyondfinancing.com

🌐 https://www.beyondfinancing.com/