Beyond Financing, Inc.
(857) 410-1391

Mortgage Broker Serving Danvers, Peabody and Salem, MA

Beyond Financing, Inc. is a Saugus-based mortgage company serving Danvers, Peabody, Salem and the rest of the North Shore. Whether you are buying your first condo, moving up to a single-family home, buying an investment property or refinancing, we compare options from multiple wholesale lenders and guide you in English, Portuguese or Spanish.

North Shore buyers and homeowners we help

  • First-time buyers of condos and single-family homes
  • Move-up buyers who need to buy before or after selling their current home
  • Investors purchasing rental properties with DSCR loans
  • Homeowners refinancing to lower a payment, shorten a term or take cash out
  • Self-employed borrowers who need flexible income documentation

Loan options we help with

Buying in Massachusetts: what to expect

  • Attorney closings. Massachusetts closings are handled by attorneys. We coordinate with the closing attorney, your real estate agent and the lender from contract to keys.
  • Condos. Lenders review the condo association, and a 6(d) certificate showing the unit's common charges are paid is needed at closing.
  • Older homes. Many homes in the area were built before 1978, so ask your agent about Massachusetts lead paint rules, especially if young children will live in the home.
  • Septic systems. Homes that are not on town sewer generally need a Title V septic inspection when sold.

Frequently asked questions

Is there a mortgage broker near Danvers or Peabody, MA?

Yes. Beyond Financing, Inc. (NMLS #2394496) is located at 999 Broadway, Saugus, MA 01906 and serves Danvers, Peabody and Salem. Phone: (857) 410-1391.

Can I finance an investment property in Salem, MA?

Yes. Options include conventional investment property loans and DSCR loans, which qualify based on the property's rental income. Requirements vary by lender.

Do you help buyers who need to sell their current home first?

Yes. We review options with you and your agent, including timing the sale and purchase and programs that may help you buy before your current home sells.

Talk to a Beyond Financing loan officer: (857) 410-1391 · Apply now · Send us a message · Atendimento em português

Beyond Financing, Inc. | NMLS #2394496 | 999 Broadway, Suite 500-N, Saugus, MA 01906 | (857) 410-1391. Mortgage Broker only in CA, CT and MA; Mortgage Broker and Correspondent Lender in FL, NH, NC, RI, SC and TX. See our Licensing page and NMLS Consumer Access. Equal Housing Opportunity. This is not a commitment to lend. All loans are subject to credit approval, property approval, underwriting guidelines and program availability, and terms may change without notice. Not all applicants will qualify. Program availability varies by state.